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Washington State · Washington State

Living in Everett, Washington
(2026 Complete Guide)

Discover why Everett is a top choice for PNW living. — neighborhoods, home prices, cost of living calculator, pros & cons, and everything you need to decide if Everett is your next home.

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What Is Living in Everett, Washington Like?

Everett, Washington is the largest city in Snohomish County, sitting on a peninsula along the eastern shore of Possession Sound about 25 miles north of Seattle via Interstate 5. The city's Sounder commuter rail station connects to Seattle's King Street Station on weekday mornings in roughly one hour, and Community Transit and Sound Transit express buses run frequent service along the I-5 corridor. The waterfront location gives Everett access to Naval Station Everett and Port Gardner Bay, and the city's industrial character along the waterfront reflects a working maritime and manufacturing heritage that distinguishes it from the residential suburbs to the south. For those moving to Everett, the combination of Sounder access, I-5 connectivity, and lower housing costs than King County communities makes it one of the more practical value propositions on the north end of the Puget Sound metro.

Boeing's Everett assembly facility remains the city's most recognizable economic anchor, housing widebody aircraft production in a building that ranks among the largest by volume in the world. The plant employs thousands of workers directly, and its supply chain and contractor ecosystem extends through much of Snohomish County. Naval Station Everett adds a military population and stable federal employment base that provides economic ballast alongside the aerospace sector. The cost of living in Everett is meaningfully lower than in Seattle or most of King County, with home prices that have remained more accessible despite consistent demand from workers priced out of communities to the south. That affordability gap has narrowed in recent years, but Everett still offers a realistic entry point into the Puget Sound housing market for first-time buyers and families.

Living in Everett has changed noticeably over the past decade as downtown investment has added restaurants, arts venues, and public spaces along the waterfront corridor. The Angel of the Winds Arena hosts concerts and sporting events that draw visitors from across the county, and the Imagine Children's Museum and Schack Art Center give the downtown cultural infrastructure beyond what most industrial cities its size would support. Jetty Island, a narrow barrier island accessible by a short free ferry from the marina, provides a sandy beach and wildlife habitat that feels remarkably removed from the surrounding urban environment. Forest Park on the city's southwestern edge offers trails through second-growth forest close to residential neighborhoods.

Everett schools are served by the Everett School District. Everett neighborhoods range from the waterfront and historic downtown to established residential areas like Riverside and North Broadway spreading east toward the foothills.

Whether you're considering a move or just researching the area, the sections below break down Everett's neighborhoods, cost of living, schools, local favorites, and what daily life here is really like.

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Todd Davidson, Executive Loan Officer at Rocket Mortgage

Todd Davidson

Executive Loan Officer · Rocket Mortgage · NMLS #2003696

  • Specializes in Washington home buyers & relocators
  • Lender-paid 1% rate reduction in Year 1 on purchase loans
  • Some buyers starting with first-year rates under 5% — up to $500/mo savings
  • FHA, VA, Conventional & Jumbo loans available
  • Fast pre-approvals — often same day

Equal Housing Opportunity Lender. Rocket Mortgage NMLS #3030. Rate offers subject to qualification.

Everett at a Glance

~116,000
Population
$55,000
Min. income to rent comfortably
$82,000
Min. income to buy a home
75°F
Avg. summer high
136
Sunny days per year
30 mi
To Seattle
34 in
Annual rainfall
0%
WA State Income Tax

How Much Do You Need to Live in Everett?

Use this calculator to find out exactly how much income your family needs to live comfortably in Everett, Washington — whether renting or buying. Then compare with nearby cities.

Cost of Living Calculator — Everett, Washington

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Everett Neighborhoods

Everett has several distinct neighborhoods — each with its own character, price range, and appeal. Here's a breakdown to help you narrow down where to focus your home search.

🏙️ Bayside / Downtown

Everett's historic waterfront core including Naval Station Everett, the Port of Everett's growing Waterfront Place development, Clark Park (city's first park), and Everett High School. Tree-lined streets with historic architecture from craftsman cottages to the Hartley Mansion.

🏡 Port Gardner / Rucker Hill

South of downtown, the Rucker Hill area is one of Everett's oldest residential neighborhoods with the historic Rucker Mansion, spectacular bay views, and craftsman character. Three sub-neighborhoods: Rucker Hill, Norton-Grand Hill, and the Longfellow district.

🌊 Silver Lake

Popular southeast Everett neighborhood surrounding Silver Lake with mid-century cottages, ranch-style homes, and a lake-recreation lifestyle. About 10 miles from downtown with schools, parks, and shopping nearby. One of the city's most stable family neighborhoods.

✈️ View Ridge-Madison / Glacier View

West Everett residential neighborhoods with easy Boeing plant access via SR-526 and Paine Field employment. Family-oriented with Forest Park Swim Center, a mix of single-family homes, and good transit connections to Seattle.

🌳 Riverside / Twin Creeks

Riverside encompasses residential areas northeast of downtown with a historic district and Snohomish River waterfront access. Twin Creeks is a mixed residential-commercial area surrounding Everett Mall - centrally located with everyday convenience.

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Pros & Cons of Living in Everett

Every city has trade-offs. Here's an honest look at what residents love — and what they'd warn you about — before moving to Everett.

✅ Pros of Living in Everett

  • Boeing employment — largest aerospace hub in the world
  • Significantly more affordable than Seattle — median home $550K
  • Jetty Island — spectacular free beach 10 minutes from downtown
  • Community Transit and Sounder rail to Seattle
  • Growing arts and food scene
  • Easy Cascade access

⚠️ Cons of Living in Everett

  • Economy closely tied to Boeing's fortunes — layoff risk is real
  • Rainier and greyer than Seattle on average
  • Some neighborhoods have significant challenges
  • Limited high-tech employment outside aerospace

Thinking About Buying in Everett?

Todd Davidson has helped buyers across Washington and Oregon navigate the mortgage process — from first-time buyers to retirees relocating to the Pacific Northwest. A quick conversation can save you thousands.

📞 971-275-2465  ·  ✉️ todddavidson@rocketmortgage.com

Schools in Everett, Washington

Everett Public Schools has strong programs at Everett, Henry M. Jackson, and Cascade High Schools with investment in career and technical education. Everett Community College provides excellent workforce training and transfer programs. Paine Field commercial service has opened aviation education pathways.

🎓 School District

Washington voters consistently support school levies, funding programs and facilities beyond state minimums. The no-income-tax environment frees more local budget for education investment.

🏆 Niche District Ranking

#36 Best School District in Washington (Niche 2026)  ·  Niche Grade: A-
4-year graduation rate: 91% compared to Washington state average of ~88%.
View full profile on Niche →

📚 Higher Education

Washington flagship schools: University of Washington (Seattle, top 55 nationally), WSU (Pullman), Western Washington University (Bellingham), and Gonzaga University (Spokane) — all with competitive in-state tuition.

💼 Running Start

Washington Running Start lets high school juniors and seniors take community college classes tuition-free, earning college credit simultaneously — an extraordinary statewide opportunity.

Job Market in Everett, Washington

Boeing Commercial Airplanes is the dominant employer with 30,000+ Snohomish County workers. Naval Station Everett employs thousands of military and civilian personnel. The Port of Everett supports maritime employment. Providence Regional Medical Center is a major healthcare employer. Paine Field commercial service is growing.

Retiring in Everett, Washington

Everett retirees get a revitalizing waterfront, Sounder train access to Seattle, the world's largest airplane factory as a unique attraction, and Snohomish County's meaningfully lower costs compared to King County.

🏥 Healthcare

Providence Regional Medical Center Everett is a Level II Trauma Center and one of the largest hospitals in western Washington. Comprehensive specialty services on-site. The Providence network extends across the region. No need to go to Seattle for most care.

🌤️ Climate

Puget Sound maritime — mild wet winters (lows 34–40°F), warm dry summers (highs 74–80°F). Everett's position slightly inland moderates some coastal weather. Annual rainfall ~38 inches. Clear-day views of the Olympics and Cascades from the waterfront are spectacular.

🎭 Lifestyle

Port Gardner waterfront revitalization, Jetty Island ferry and beach access, the Boeing Future of Flight Gallery (world's largest building tour), Everett Marina, Angel of the Winds Arena events, the Everett Aquasox (minor league baseball), and Sounder train for Seattle day trips.

🏘️ 55+ Communities

The Everett Senior Center on Rockefeller Ave is well-resourced and active. Snohomish County's senior services network is comprehensive. Multiple 55+ communities exist in the Everett-Mukilteo corridor. The city has a substantial and organized retirement community.

✈️ Airport Access

Paine Field (Everett) offers direct Alaska Airlines and United service to Seattle, Portland, LA, San Francisco, Las Vegas, and Phoenix — 10 minutes from most Everett neighborhoods. Seattle-Tacoma International (SEA) is 40 minutes south.

💰 Retirement Budget

Everett offers Snohomish County value with real city infrastructure. Median home price ~$580,000. Monthly retirement budget of $4,000–$5,800 is comfortable. Paine Field's local service is a significant practical advantage over Seattle-only departure communities.

🏛️ Washington Taxes for Retirees — What You Need to Know

  • No personal state income tax — Washington is one of only 9 states with zero personal income tax. Social Security, pension distributions, IRA/401(k) withdrawals, and investment income are all free from state income tax.
  • Sales tax: 6.5% state + local — Washington relies on sales tax instead of income tax. Combined state and local rates typically range from 8%–10.5% depending on city. Oregon border residents can shop tax-free in Oregon for large purchases.
  • Property taxes — Washington's property taxes are moderate. The Senior Citizen/Disabled Persons exemption allows qualifying homeowners 61+ to receive a reduction or freeze on their property tax based on income.
  • No estate or inheritance tax under $2.193M — Washington has an estate tax, but only on estates exceeding $2.193 million (2024 threshold). No inheritance tax is assessed on beneficiaries. For most retirees, this is not a concern.
  • Capital gains tax (7% above $250K) — NEW — Washington enacted a 7% capital gains tax on gains exceeding $250,000 per year. Retirement accounts, real estate, and most ordinary investment rebalancing are exempt, but large stock sales may be affected.
  • No tax on Social Security — As with all income, Social Security is completely free from Washington state tax.
  • Long-Term Care Trust Act — Washington requires most workers to contribute 0.58% of wages to the WA Cares Fund (state long-term care insurance). Retirees not working are not affected. Private LTC insurance holders may opt out.

Tax laws change frequently. Always consult a qualified Washington tax professional or CPA for personalized retirement tax planning. This information is general in nature and not tax or legal advice.

Distances from Everett

Here's how far Everett is from key destinations — helpful context whether you're commuting for work or planning weekend trips.

Seattle
30 mi / 40 min
approximate
Marysville
8 mi / 12 min
approximate
Mukilteo
7 mi / 12 min
approximate
Lynnwood
14 mi / 20 min
approximate
Bellingham
58 mi / 55 min
approximate
Snohomish
14 mi / 20 min
approximate

Things to Do in Everett, Washington

Everett offers a variety of activities and attractions for residents and visitors alike. Here's a taste of what you'll find:

  • Explore local parks
  • Visit the farmers market
  • Hike nearby trails
  • Enjoy waterfront dining

Hidden Gems of Everett

Every city has spots that only locals know. Here's the insider guide to Everett's best-kept secrets — from underrated restaurants to lesser-known trails, local events, and the coffee shops worth waking up early for.

🍽️ Underrated Restaurants

  • The Anchor Pub & Grill — Everett waterfront institution with great views
  • Lombardi's Cucina — Italian American in a historic building since 1964
  • Anthony's HomePort (Marina) — Pacific Northwest seafood at the waterfront
  • Scuttlebutt Brewing — Everett's original craft brewery with solid food

🥾 Best Local Hikes & Outdoor Spots

  • Jetty Island (ferry from Everett) — free 2-mile sandy beach accessible only by boat
  • Centennial Trail — 30-mile paved trail from Snohomish County into Skagit
  • Spencer Island — kayak and wildlife sanctuary at the confluence of the Snohomish River
  • Meadowdale Beach County Park — steep trail to a Puget Sound beach almost no one knows

🎉 Local Events Worth Knowing

  • Everett AquaSox Baseball (summer) — beloved minor league baseball since 1984
  • Everett Silvertips Hockey (fall/winter) — passionate WHL hockey fanbase
  • Angel of the Winds Arena concerts — Everett's major venue for national acts
  • Historic Columbia Theatre events — beautifully restored 1920s theatre

☕ Best Coffee Shops

  • Narrative Coffee — Everett's outstanding specialty roaster
  • Drip City Coffee (multiple) — Everett-grown small chain with quality focus
  • Broadcast Coffee (Broadway) — bright airy shop in downtown Everett
  • Caffe Lieto — longtime neighborhood favorite near Colby Ave

🌿 Farmers Markets

  • Everett Farmers Market (Sunday, May-Oct) — downtown, great variety
  • Marysville Farmers Market (Saturday) — excellent north Snohomish County option

Top Things Locals Say About Everett

The best intel about a city comes from the people who actually live there. Here's what Everett residents say when asked the questions every newcomer is thinking.

"What surprised us was how fast the good houses go. We had to have our pre-approval ready before we even stepped foot in a Everett open house."

— Recent Everett home buyer

📅 Set Up Pre-Approval Call with Todd

💡 “What’s the most surprising thing about living in Everett?”

The Boeing factory. It's the largest building by volume on Earth, and tours make it genuinely awe-inspiring — most people who don't work in aerospace underestimate what it feels like to stand inside it. Living near this industrial anchor gives Everett a working-city character that the suburbs lack.

❤️ “What do locals love most about Everett?”

The waterfront revitalization and Port Gardner. Everett's waterfront has transformed significantly — the marina, Fisherman's Village, and the new Waterfront Place development offer legitimate dining and recreation. Combined with Sounder train access to Seattle, Everett offers real value for commuters.

🧳 “What should newcomers to Everett know?”

Traffic on I-5 south toward Seattle during commute hours is consistently among the worst in the state — plan your commute around it. The Sounder commuter train from Everett Station is a genuine alternative worth using if your work schedule is compatible.

🚶 “Can you live in Everett without a car?”

Better than average for a city its size. Sounder commuter rail to Seattle is excellent. Community Transit provides solid local service, and Swift BRT routes offer fast crosstown movement. Still car-dependent for most daily needs, but commuter rail access is a real advantage.

FAQs About Moving to Everett, Washington

What is Everett, Washington known for?

Everett is best known for Boeing's Everett facility — the largest building by volume in the world, producing 747, 767, 777, and 787 aircraft. The city is also home to the Naval Station Everett, a growing waterfront revitalization, and the Port of Everett marina. Sounder commuter rail and I-5 make it a significant Seattle commuter city.

What are home prices in Everett?

Everett offers meaningfully lower prices than Seattle — median single-family homes typically range from $450,000–$700,000 depending on neighborhood. It's one of the better values in the northern Puget Sound region for Seattle commuters. Todd Davidson specializes in helping Snohomish County buyers — call 971-275-2465.

How is the commute from Everett to Seattle?

Sounder commuter train from Everett Station to King Street Station is approximately 75 minutes — one of the more comfortable and reliable commutes from the north Sound. By car on I-5, plan 60–90 minutes or more during peak hours. SWIFT BRT and Community Transit provide additional transit options. The train is genuinely worth evaluating for Seattle commuters.

What neighborhoods in Everett should I consider?

North Everett near the waterfront has seen significant investment and has excellent Sound and mountain views. South Everett and the Paine Field area are popular with Boeing and aerospace workers. Mukilteo area (incorporated into Everett's sphere) has excellent Puget Sound access. Silver Lake in the south offers quieter family neighborhoods. Downtown is revitalizing with new restaurants and the Arts District.

How do I get a mortgage for a home in Everett, Washington?

The first step is always getting pre-approved. Todd Davidson (Executive Loan Officer, Rocket Mortgage, NMLS #2003696) specializes in Washington home buyers with a current offer of lender-paid 1% rate reduction in Year 1 on purchase loans — potentially saving up to $500/month.

📞 971-275-2465  ·  ✉️ todddavidson@rocketmortgage.com

Cities Near Everett, Washington

Exploring other Washington cities? Here are communities near Everett — each with its own character and lifestyle. Click to explore any of them.

Ready to Make Everett Home?

Whether you're buying your first home, relocating from out of state, or retiring to Washington — Todd Davidson will walk you through every step of the mortgage process and make it easy.

📞 971-275-2465  ·  ✉️ todddavidson@rocketmortgage.com